Investments
Our goal is to offer our clients cost-effective and competitive investment products, without sacrificing return on investment. Because of this, we offer one of the most comprehensive and technologically advanced investment product-shelves in the industry. From traditional investment funds to robo-advice - we have you covered.
We offer advice and management on the following account types:
RRSP/RRIF, TFSA, Non-registered, pension funds (LIRA, LIF & IPP), RESP.
Almost as important as what we do, do, is what we don’t do. We do not offer stock brokerage services at FSG for a variety of reasons (which we would love to discuss over a coffee!)
FSG Manulife Group Investment Plan:
Clients in the FSG Manulife Group Savings Plan benefit from the Member Reward Program which gives them access to lower investment management fees and higher interest rates based on their personal account balance.
Member Balance
Adjustment to IMF
Enhancement to Member’s Balance
$0 - $24,999
0
0
$25,000 - $39,999
-0.10
+0.10
$40,000 - $59,999
-0.20
+0.20
$60,000 - $99,999
-0.25
+0.25
$100,000 - $349,999
-0.325
+0.325
$350,000 +
-0.425
+0.425
FSG Manulife Group Savings Plan Investment Management Fees Versus Major Bank’s Management Expense Ratios:
FSG Group Savings Plan
RBC
TD
CIBC
Scotia
Balanced Fund
1.75%
2.16%
2.22%
1.90%
2.06%
Canadian Equity Fund
1.75%
1.89%
2.19%
1.75%
2.18%
US Equity Fund
1.90%
1.94%
2.16%
1.75%
2.50%
*FSG Group Savings Plan IMFs noted above can be reduced according to the Member Reward Program