Our Essentials Program is designed for clients who require a specific product need or who require simplified financial advice, investment and savings options through our Essentials Advisor Team.

At FSG we do not have account minimums and our Essentials Program is open to anyone meeting Our Philosophy, including new savers, retirees and households with less than $500,000 in investable assets.

Typically, our Essentials Clients fall into one of the following categories:

Saving towards retirement or their investment goals, with regular monthly
contributions.
Retirees leaving their work savings plan, typically from an Employer Group
Retirement Plan managed by our firm.
Clients with singular product needs such as Life Insurance or retirement (RRIF) accounts.

Essentials Program offerings include goals based advice, insurance solutions and investments through our digital portfolio management partner, Modern Advisor.