Financial Services Group

Daily Interest Rates

Date Updated: Oct 18, 2018 Bank of Canada Rate: 1.50%
Prime Rate: 3.70% CDN: $0.77

BEST GIC RATES

Company1 yr2 yr3 yr4 yr5 yr10 yr
***Assumption Life - $50,000 minumum1.101.151.201.301.55 
B2B Bank (4)* 2.302.702.903.003.10 
Laurentian Bk (LBC)/LBC Trust (LBCT)/ Laurentian Trust (LT)      
Bridgewater Bank (BWB)2.682.932.983.083.24 
Canada Life* - Compounding interest only2.052.002.102.202.002.05
***Canadian Western Bank2.302.913.023.073.26 
Concentra Financial- Available only in Self-Directed Plans 2.452.903.003.053.25 
Empire Life*1.952.252.352.452.902.80
Encompass Credit Union2.742.993.093.253.31 
Equitable BANK2.512.923.033.103.27 
Equitable Life Of Canada* 1.702.502.802.802.902.90
General Bank of Canada 2.472.872.983.023.10 
Great-West Life*2.052.002.102.202.002.05
Haventree Bank2.442.872.933.003.10 
Home Bank*2.512.922.983.063.25 
Home Trust Co.*2.522.932.993.073.26 
IA Financial Group1.902.452.551.801.90 
***Manulife Bank*2.452.803.003.053.25 
Manulife Financial*1.651.801.952.052.102.20
MCAN Morgtage Corp.*2.452.852.952.953.10 
Peace Hills Trust 1.752.252.702.703.00 
Peoples Trust2.252.652.752.853.00 
Scotia Bank (5) - Available only in Self-Directed Plans 2.402.653.002.853.22 
Bank Nova Scotia (BNS) -Hollis Canadian (HCB)       
Montreal Trust (MTCC) -Scotia Mort(SMC) -Natl Trust (NT)      
SSQ Investment & Retirement 1.701.852.002.102.25 
***VersaBank (Pacific & Western)2.312.662.812.923.01 

MANULIFE BANK PERSONAL ADVANTAGE ACCOUNT   1.40% MANULIFE BANK BUSINESS ADVANTAGE ACCOUNT    1.10% MANULIFE BANK ADVANTAGE ACCOUNT    TFSA      1.40% MANULIFE BANK ADVANTAGE ACCOUNT    $U.S       0.25%

Note:  Manulife Bank Advantage Accounts and TFSA Accounts' Interest is calculated on the closing daily balance and paid monthly. *Companies that will accept Corporate, Non-Profit Organization, or Sole-Proprietorship Companies ***Companies that will accept TFSA *All rates are Annual Compounding and Rates are subject to change without prior notice.

Please call our office for additional rates and availability.

 

BEST RRSP RATES

Company1 yr2 yr3 yr4 yr5 yr10 yr
Assumption Life - $50,000 minumum1.101.151.201.301.55 
B2B Bank (3)2.302.702.903.003.10 
Laurentian Bk(LBC)/LBC Trust(LBCT)/Laurentian Trust (LT)      
Canada Life2.052.002.102.202.002.05
Canadian Western Bank 2.302.913.023.073.26 
Concentra Financial- Available only in Self- Directed Plans2.452.903.003.053.25 
Empire Life1.952.252.352.452.902.80
Equitable Life of Canada1.702.502.802.802.902.90
Great-West Life2.052.002.102.202.002.05
Home Bank2.512.922.983.063.25 
***Home Trust Co. 2.522.932.993.073.26 
IA Financial Group1.902.452.551.801.90 
Manulife Bank  2.452.803.003.053.25 
Manulife Financial1.651.801.952.052.102.20
Peace Hills Trust1.752.252.702.703.00 
Peoples Trust1.101.451.551.651.80 
Scotia Bank (4) - Available only in Self-Directed Plans2.402.653.002.853.22 
Bank N.Scotia (BNS) - Scotia Mort (SMC)       
Montreal Trust (MTCC) -Natl Trust (NT)      
SSQ Investment & Retirement 1.751.902.052.152.30 
Sun Life Financial - SunGIC Max2.202.102.202.502.75 
VersaBank (Pacific & Western)2.312.662.812.923.01 

30 Day rate guarantee on T2033's for deposit to November 17, 2018.

Rates are subject to change without prior notice.

Please contact our office to confirm rate(s) availability.

 

BEST RRIF RATES

Company1 yr2 yr3 yr4 yr5 yr10 yr
Assumption Life - $50,000 minumum1.101.151.201.301.55 
B2B Bank (4) 2.302.702.903.003.10 
Laurentian Bk(LBC)/LBC Trust(LBCT)/Laurentian Trust (LT)      
Canada Life2.052.002.102.202.002.05
Canadian Western Bank / New2.302.913.023.073.26 
/ Redeemable0.500.750.851.001.25 
Concentra Financial- Available only in Self-Directed Plans2.452.903.003.053.25 
Empire Life1.952.252.352.452.902.80
Equitable Life of Canada 1.702.502.802.802.902.90
Great-West Life2.052.002.102.202.002.05
Home Bank2.512.922.983.063.25 
***Home Trust Co. 2.522.932.993.073.26 
IA Financial Group1.902.452.551.801.90 
Manulife Financial1.651.801.952.052.102.20
Scotia Bank (4) - Available only in Self-Directed Plans2.402.653.002.853.22 
Bank N.Scotia (BNS) - Scotia Mort (SMC)       
Montreal Trust (MTCC) -Natl Trust (NT)      
SSQ Investment & Retirement 1.751.902.052.152.30 
Sunlife Financial - Superflex RIF    2.051.952.052.402.65 

Rates subject to change without prior notice.

Please call our office to confirm rate(s) availability.